Senior Associate Commercial Finance (Wholesale)

Manages a business unit for PUMA India, working closely with the Business Head to achieve the unit's KPIs. It is responsible for P&L and working capital management, business partnering, control and compliance, process automation, and strategy for future growth. The position partners internally with finance leadership, business heads, sales, supply chain, operations, legal, merchandising, audit and loss prevention teams, and externally with key customers and channel partners.

• Own and manage the complete P&L for the assigned business unit, partnering with Business Heads and Sales teams to drive revenue, margin, and EBIT targets.
• Monitor business performance through regular financial reviews, identify risks and opportunities, and provide actionable insights and corrective recommendations to improve profitability.
• Lead annual budgeting, periodic forecasting, and long-range planning, including variance analysis, financial modelling, scenario analysis, and business case evaluations.
• Drive working capital optimisation with a focus on Accounts Receivable and Days Sales Outstanding, collaborating with Sales and customers on timely collections, monitoring credit exposure, and escalating risks impacting cash flow and collections.
• Partner with reconciliation teams and engage directly with customers to close reconciliation issues, resolve complex finance-related disputes, deductions, and outstanding matters, ensuring accurate accounting and commercial compliance.
• Support Business Heads on strategic initiatives, growth opportunities, pricing decisions, customer negotiations, and profitability improvement projects, providing financial insights and acting as the primary finance contact for business teams and customers.
• Work with Internal Audit, Loss Prevention, and Control teams to strengthen financial governance, minimise leakages, and ensure compliance with accounting policies, internal controls, statutory requirements, and company SOPs.
• Drive process improvements, automation initiatives, and standardisation of finance processes.
• Develop, track, and review business KPIs on a daily and periodic basis, including sales, gross margin, EBIT, working capital, DSO, AR ageing, collection efficiency, timely reconciliation closure, forecast and budget accuracy, leakage reduction, and process improvement or automation outcomes And proactively escalate risks or performance gaps.
• Prepare and present business reviews, financial performance reports, and management dashboards to senior leadership.

• Chartered accountant with 1-2 years of experience.
• Similar experience in a business finance and commercial role.
• Self-motivated with strong people skills to manage and work with internal and external stakeholders.
• Ability to think innovatively and provide quick solutions to business problems.
• Ability to bring changes to current processes through robust SOPs and automations.
• Good managerial skills and ability to lead a team.
• Good understanding of accounting standards and GST.
• Excellent working knowledge of Excel is a must, including advanced Microsoft Excel and financial analytics.
• Ability to handle, analyse, and interpret large or complex data sets.
• Open to domestic travel and ability to close issues with the customer independently.

• Experience in the retail industry and working knowledge of SAP would be an advantage, and SAP experience is preferred.
• Knowledge of automation (SQL, Python, AI tools) and reporting solutions is an added advantage.

PUMA is a global sports brand creating footwear, apparel, and accessories that inspire athletes and everyday movers. The PUMA Group owns PUMA, Cobra Golf, and stichd, operates in 120+ countries, and has around 22,000 employees worldwide. PUMA provides equal opportunities for all job applicants, regardless of race, colour, religion, national origin, sex, gender identity or expression, sexual orientation, age, or disability, and believes in creating spaces where everyone is welcome, celebrated, and empowered to contribute authentically.